How to Save Money When Building Your Home

When you mention building handyman, many people think it’s beyond their financial reach. This is virtually true, but only if you do not know how to go about it. This is why most homeowners eventually settle on remodeling their homes. However, your dream custom home is achievable, especially if you are on a fixed budget.

The following are some useful tips that will help you make this dream a reality:

Focus on the Important Things

When you are on a tight budget, you should focus on the necessities. Think about storage space, the rooms you will use frequently, whether your family size will change in the near future etc. These factors will help you narrow down on the necessities.

Find a Reliable Builder

If you are on a tight budget, you should be very careful when choosing the builder. You need someone with experience, someone who will work within your budget and even make feasible recommendations and advise you. A good builder might even be able to help you get more out of your budget than you would have thought possible.

Seek Financing

If you are building your house on a loan, you need to look for a convenient and comfortable loan. Research on the differences between construction loans and lot/land loans, and choose the one that suits your financial goals.

Consider a Pre-Designed Home

When planning for handyman services, you don’t have to start the project from scratch. A good option would be to choose a pre-designed home. This is because most of the work is already done. You just need to finish up the project or make a few modifications to it.

Communicate with Your Builder

For any project, it is always advisable that you stay in close contact with the builder. Constant communication makes it easier to agree on changes, modifications, and more importantly, you become a part of the project all the way to the end.

Use Software to Model Your Home

3D modeling software has made work easier for homeowners and contractors. They allow you a glimpse into the new home before construction starts. You can also design unique features for your home through the software.

Choose the Right Floor Plan

For someone who is working on a tight budget, you need to be wary of features that will cost you more than you can budget for. Gable roofs, for example, will be an unnecessary expense. For your floor plan, discuss a simpler profile with your contractor.

Consider Your Topographic Placement

In case you are building a home on vacant land, you must study the layout of the land. This will help you when thinking about the foundation and utility fixtures. For gardening, your solar system, plumbing and other utilities, a good understanding of the topography is mandatory.

Stay Organized

Organization for this project demands that you have all the necessary paperwork ready. This will help you save time, especially when working on a construction loan, mortgage or even preparing your permits for inspection.

Shop Around for Materials

When you source for materials on your own, the cost of supplies is usually cheaper. You can discuss this with your contractor, and figure out the materials that you can get on your own, and the ones that the contractor will obtain for you.

Take Advantage of your Builder’s Discount

Most contractors will get materials from their suppliers or the factory at discounted rates. Talk to your contractor about this and see if they can help you with discounts when buying materials.


Even though the contractors will be doing most of the work, there are some things that you can do on your own, which will reduce your overall spending on the project. If you are good at such projects, you can handle things like painting, installing lighting fixtures and tiles etc.

Find Out if Your Qualify for Energy Efficiency Rebates

There are federal tax credits that are applicable in case you are using Energy Star products. Discuss this with the relevant authorities and you might be surprised at how much you will be able to save.

Choose Quality Appliances

For house repairs, the budgeting work does not end with the completion of the project. You must also make sure you get appliances in the house that are energy efficient. This will make it easier to maintain the house and will lower your utility bills.